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About Us

Rafter J Merchant Services is deeply devoted to bringing honesty and ethical standards back into the business relationship. At one time, "a handshake really mattered" in doing business. Rafter J Merchant Services still believes in those values and pledges honesty and integrity in every transaction.

We believe that “A Handshake Still Matters.”

Stephen F. Williams, the owner and founder of Rafter J Merchant Services grew up in West Texas and knows West Texas values. He is a Veteran of 26 1/2 years in the United States Navy and the Submarine Force and Retired as a Master Chief Submarine Sonar Technician Submarine Qualified.

Rafter J - Your Best Choice