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Merchant Services

At Rafter J Merchant Services, we make it easy and affordable for your business to start accepting credit card payments. Whether you’ve never accepted credit cards or debit cards before or you’re looking to change your merchant account provider, we can help you establish a new merchant account today and start processing transactions in just hours!

Why do businesses trust us to deliver the best merchant services? We offer:

Credit Card Processing Solutions for Every Business

Your business is unique, and you need merchant services that are versatile and can fit your individual needs. That’s why Rafter J Merchant Services offers a full line of merchant services, solutions, and products for businesses of all sizes and from every industry.

Some of our services and products include:

Not sure exactly what your business needs? Our friendly, knowledgeable agents will work with you to assess your needs and create the perfect payment processing solution for your business.

We’ll help set you up with the right equipment with your business so you can accept payments securely, efficiently, and with the lowest fees possible. We’re all about helping your business thrive!

Accept All Types of Credit Cards and Debit Cards

Make more sales by accommodating your customers’ payment preferences. With Rafter J Merchant Services, your business will be able to securely process all types of credit cards and debit cards, including:

Open Your Merchant Account Today

Discover why businesses who need merchant services turn to Rafter J Merchant Services. We can get you on the path to accepting more forms of payments and making more sales.

Getting started is fast and easy. All you need to do is to fill out our short merchant application. It doesn’t take long to complete, and approvals are fast.

Click here to Apply Now or call 325.942.8685 today to get started!

Merchant Cash Advance

Receive funds for your business with in (24-hours to 72-Hours in most most cases) with our merchant cash advances (MCA). With a MCA, your business is provided funds in exchange for a small fixed percentage of your credit card income (batch). This is done thru ACH from your DDA account or directly from the processor that clears and settles the credit card payment.

In regards to your remittances, they are drawn daily Monday thru Friday with a fixed percentage from your batch until your obligation has been met. Lastly, a MCA isn't a loan; it is a sale of a portion of future credit/debit card sales at a discounted rate.

Beneficial Business Loan Services

When you don’t' have the funds for a business emergency, turn to Rafter J Funding and it's partners for a fast and easy business loan. Our company offers loans that have a maturity date and fixed daily payment amounts. Plus, there are no tricks or hidden fees, as we are straightforward about everything.

Business Loans

Leave it to our professionals to help you with your business loan needs with our services. Our loan services are available for many businesses, including restaurants, retail stores, service providers, manufacturers, and wholesalers.

We know as a business owner, there are never-ending challenges that happen when operating a successful business. Sometimes issues come up, such as a needed renovation or new equipment purchase. With our loans, you can easily cover these issues quickly, in as little as 24 hours.

Application Process

Don't worry about being bombarded with a ton of paperwork. Our loan process is simple, and requires minimum paperwork. All you have to do is fill-out a one-page application, provide three recent bank statements, and three recent merchant statements (if you are also applying for a merchant cash advance).

Loan Requirements Include:

Loan Papers - Business Loan Services

Contact us today to handle a sudden business expense with a small business loan from our company.

Click Here To Access Rafter J Funding Services

Rafter J - Your Best Choice