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Credit and Debit Processing

Credit and Debit Processing

Establishing a merchant account with Rafter J Merchant Services will enable you to accept all types of credit and debit cards. Accept Visa, MasterCard, Discover® Network, American Express, Diners Club, JCB, debit and EBT cards for payment.

Gift Cards

We offer a variety of gift card options to best suit your specific needs. Choose from a broad selection of pre-designed card templates or produce your own cards with custom artwork and images. A simple and intuitive online interface allows you to easily select a template or upload your own image and then customize the cards according to your unique business requirements. Inquire about the many benefits of adding gift cards to your retail business, and ask about our 50 free gift cards promotion.

Automatic Teller Machines (ATMs)

Increased Sales

ATM Customers spend 30% of the money they withdraw from an ATM at the merchant’s business. The average ATM withdrawal is $60, which means that an average of $12 to $15 is spent at your location. 80% of all Americans have an ATM Card and 60% of them use it an average of 8 times per month.

Additional Foot Traffic

An ATM gives your location a competitive advantage. ATM’s attract customers and encourage them to spend at your location. Research has shown that ATM’s typically increase sales over 8% per month at convenience store locations.

Additional Income

Reduce your credit card terminal charges and gain money based on surcharge fees.

Business Loans and Cash Advances

Both of these types of Business Capital only require minimum paperwork. A 1 Page Application and 3 Recent Bank Statements along with 4 Recent Merchant Statements if you take Credit Cards.

If you prefer the certainty of a Business Loan, which offers a maturity date and fixed daily payment amounts, then this choice might be right for you.

You do not have to have a Merchant Account to apply for a Business Loan.

With a Merchant Cash Advance, you sell a portion of your business’s future credit and debit card sales. Our business-friendly, daily remittance structure allows you to remit more on busy days and less when things are slow.

A business cash advance enables you to generate the working capital you need to improve your business without having to negotiate with a bank or worry about long-term credit card interest. Instead, your company may qualify for a cash advance of up to $250,000 by leveraging an asset you probably have not thought of utilizing – your future credit card receivables. A business cash advance is an excellent and often overlooked source of short-term financing that you can take advantage of today.

Click Here To Access Rafter J Funding Services

e-Commerce Solutions

If you sell your products on the Internet, Rafter J Merchant Services can support your online sales with a secure payment gateway. Our e-Commerce solution integrates directly and easily with your existing website.

Petroleum Card Services

Fast and Secure Payment Solutions for Petroleum and Convenience Retail
To deliver premium service, you need credit card payment solutions that offer top-speed authorizations, high system availability, innovative reporting solutions, as well as the right gift card and loyalty programs. We have the right products and services for your business.

Simple, Complete Payment Acceptance
No matter how your customers wish to pay, you can rely on us to expertly handle all your transactions so that you can accept all major credit and debit cards for gas station credit card processing. Industry-specific cards such as Wright Express®, Voyager®, Fuelman®, GASCARD®, Fleet One® and private label are also acceptable. Open a merchant account to learn more.

POS and ECR Systems

Rafter J Merchant Services is proud to offer the complete line of Harbortouch POS and ECR Systems. Beyond the countless benefits of these advanced Systems, for a limited time, you can receive a complete Harbortouch POS and ECR System FREE! (Note: A 5 Year agreement is required for the POS System and Credit Card processing. A month to month agreement is OK for the ECR placement, Credit Card processing is also required.) Learn More…

Rafter J - Your Best Choice